As a home mover, you own your home with a mortgage and are looking to move to a new property. You have a few options available to you, one of them being able to move your current mortgage to your new property by staying with your current lender.
Is Porting a Possibility?
Transferring your existing mortgage to your new home especially if you are mid-way through your fixed rate period is an option that should be considered, however, you will need to meet the current lender’s criteria as a new mortgage application will be needed.
Our mortgage advisors at Brooklyns Financial will review:
- Current Lender: Do you meet their present criteria, how much can you borrow and on what terms – Interest rate etc, Is this sufficient for your new purchase?
- Mortgage Market: What options are available in the market in comparison to your current lender.
Knowledge is key in this situation. So let Brooklyns Financial use their knowledge and experience to make the process seamless. Our mortgage advisors will review both options, and help you establish what would be the best way forward.
We have access to a wide selection of lenders who we can recommend for your needs. We therefore pride ourselves on searching for the most suitable mortgage for your needs whilst keeping the experience as smooth as possible.
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